Portfolio

A portfolio mortgage could be something to consider for landlords with multiple properties, or those aiming to grow their portfolios. Placing an entire portfolio under one mortgage can be beneficial, especially with a large number of properties. 

Lenders will usually approve portfolio mortgages to landlords with at least four buy to let properties or a minimum value of the portfolio (around £500,000 minimum). 

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A portfolio mortgage can save you time and money by consolidating your mortgage payments into one monthly bill. This can simplify your finances and help you keep track of your expenses more easily. In addition, a portfolio mortgage can often get you a better interest rate than if you had multiple mortgages on individual properties. 

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If you’re considering a portfolio mortgage, it is important to compare offers from multiple lenders to get the right terms for your circumstances. It’s also important to carefully consider whether consolidating your mortgages is the right choice for you, as it may not be possible to break free of the portfolio mortgage later on. 

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Get in touch with us today to discuss your options when it comes to your Buy to Let portfolio!