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First Time Buyer

Are you looking to get on the property ladder soon? Let Samuel James Mortgages gently guide you.

Moving In

We Have Got You Covered!

If you’re a first-time buyer, the home buying process can seem daunting. There are a lot of things to consider and it’s important to have all your ducks in a row before taking the plunge. But don’t worry, we’re here to help.

Here are five things every first-time buyer should know:

1. Get a Mortgage in Principle

This is an important first step in any home buying process. Getting a Mortgage in Principle will give you an accurate idea of how much you can borrow alongside your deposit. This document will also show sellers that you’re serious about buying the property and could potentially help you secure your first home.

3. Size doesn’t always matter

A bigger home isn’t always better. It will be more beneficial to select a home that’s the right size for your needs and also suits your lifestyle. 

Consider the practicality of the home and what you actually need. For example, do you really need 3 bathrooms? 

2. Location, location, location

When you’re looking for a new home it’s important to keep your location in mind. You’ll need to consider things like schools, commuting options and times, and the local amenities you require and could make use of.

4. Consider your long-term plans

When you’re buying a home, you’re making a long-term investment. It’s important to think about your future goals and where you see yourself in 5-10years.

If you’re a first-time buyer, following these tips will help you navigate the home buying process and make sure you find a home you love.

Charming French Town

Let Us Help You Get There..

So, if you are ready to take the leap and get on the property ladder, get in touch with us today!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it. Samuel James Mortgages is a trading name of Pia Financial Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Pia Financial Services Ltd is registered in England. Registered Address: Unit 2, 15 North Burns, Chester Le Street, England, DH3 3TF. Registered Number: 06422721. 

 

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