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General Insurance

We are not just here to guide you on your mortgage, we can help with your protection needs too!

Buildings and Contents Insurance

Buildings and Contents insurance is a type of insurance that provides financial protection against damage to, or loss of, your home and the possessions inside it. Buildings Insurance covers the structure of your house, including walls, roof and any permanent fixtures such as kitchen units, while contents insurance insures your personal belongings against theft or damage. It typically includes furniture, carpets, curtains, electrical appliances and clothing.

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The benefits of Buildings and Contents Insurance include being able to replace your items in the event of any damage or theft, as well as financial cover for any repairs needed to your property itself. Having this type of insurance can also bring you peace of mind that if an accident occurred in your home (such as a fire or flood) then you are covered financially. The cost of the insurance depends on factors such as the size and age of your house or flat, what area you live in and how much it would cost to rebuild or repair your home. You can choose how much coverage you want for each item insured, depending on its value.

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Getting Buildings and Contents Insurance provides you with the security of knowing that your home and belongings are safe and protected from any unexpected events. It is a wise decision to make if you want to protect yourself financially, should anything happen.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it. Samuel James Mortgages is a trading name of Pia Financial Services Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Pia Financial Services Ltd is registered in England. Registered Address: Unit 2, 15 North Burns, Chester Le Street, England, DH3 3TF. Registered Number: 06422721. 

 

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